Ok, I need to put down my marker.
- Let's assume that the earlier the mistake, the the larger the consequence potential. EG: starting smoking at 12 vs 87. Etc.
- Consider this the radius of destruction equation.
- In layman's terms: Mistakes can potentially become PELE's, given time.
- "PELE" = personal extinction level event.
- Referring to my message above, remove drug abuse. and pulling off a PELE is extremely hard if you live in the modern world and are not insane.
Ok. So I am going to tell you what I think would be clutch. Magnetaress already mentioned "house debt" as a classic, and that is a hard one to beat. ("Just a gully!")
Today, given today's technological environment and possibilities, and also given that things are expensive, and time itself is money...
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Paying for college. That is no longer necessary. It's a cheat and has been for the past 10-15 years imho. It's a pricey beer blast with books and degree. Whose value proposition is about to fall off the fucking cliff.
Even free college is dubious, because that's 4 years of geographic commitment that can be excellent (Stonybrook!!!) or eat your soul (Any status school). Four years, in one place?
The digital student a) pays very little for their info and elite strats b) forms his or her own campus. with whoever and wherever they want.
If any of you people have kids, not yet college age, you fucking owe me.