dude...you dont own jack shit dude...the homeless guys in their bought and paid for tents squatting behind walgreens have more control over their life than you do, and actually OWN their shit, granted its very little.....loans, credit cards, mortgages, etc are for fucking BUMS that are living OUTSIDE of and BEYOND their means. period. if a house costs 150k, you better come correct and hand that realtor 150k if you want to be considered a home owner, again, same as a dealership...u want that hellcat boy? u come prepared with a stack of 75k cash you EARNED and you BUY that BITCH OUTRIGHT. THEN you are an OWNER!
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