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Even at level 11 my sk gets 23ac from djarns ring and 7 ac from 5ac 55hp ring
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That's either a blatant lie or you fucked up and didn't put 5 points in agility to get a 75 base. 9 agi doesn't give 23AC, it gives 3, unless that 9 agi is what puts you above 75 to avoid the <75 penalty.
And lol @ your stat-heavy, AC-less setup for a tank class. If you wear 0 AC in any slot save for your haste slot and ranged where anything with AC costs a fortune, you're doing it wrong. Why would you ever recommend things like Darkforge, seb scale and those wrists when Blood Ember is easily within his price range (and in some cases cheaper)?
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In addition agility improves you ability to avoid being hit(although the effect is small above 75 agility).
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Myth and/or incorrectly implemented eqemu feature. Agility did not help your avoidance any more than the meager AC it provides. It's never worth going for agility unless you're under 75, and if you have the slightest clue, you'll never have a character with under 75 agility.