NFP has a bank and crafting materials, it's actually quite logical.
I also remember a lot of auctioning in Gfay, but then that's just because there were so many people in the zone at all times. There were many players who started the game in Faydwer and simply never left that continent.
I don't really care where auction central is, the sad thing to me is how the gaming area is rather dead anywhere west of High Hold Keep. The Karanas, Qeynos, Blackburrow, and Everfrost used to all be full to the brim.
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