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Originally Posted by Kich867
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Right on friend! It sure does, fortunately when medical professionals refer to influenza it's the sum of various influenza strains since there's so many of them! Isn't that fun? It's kind of like comparing Covid-19 to heart disease, of which there's dozens!
I rest easy at night knowing that Covid-19 is a single strain of coronavirus that is often compared to the sum of dozens of other illnesses! Fortunately for us, side effects of the flu are extremely similar to Covid-19 and the same number of people are intubated every year for the flu as Covid-19!
I'm just thankful that most people are prepared for unexpected ER visits that cost thousands of dollars! If they weren't, they'd have to choose between not getting medical attention or being in debt! Everything is a-ok!
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Well if you’re below the poverty line, it’s all completely covered, even ER visits
If you’re working, or if you’re surfing the insurance marketplace, you usually have some flexibility in plan choice. The thousands of dollars you will owe is usually gonna be your deductible. For example myself, I picked a plan with a $4k deductible, so if I get my arm cut off, I pay $4k, insurance covers the rest. I picked this deductible because it’s something I knew with my income I could (barely lol) afford, and also because barring some horrible thing outside my control (which is always possible), I am very healthy and wouldn’t see myself needing a lot of procedures
My relatives with a history of health issues have plans with no deductible or low deductible because they anticipate needing to have possibly expensive procedures done. They do have to pay more for those per month tho obviously
But undeniably the poor and the rich are pretty set, healthcare wise. It’s the middle class who can be in a jam, especially if they are working full time for an employer who doesn’t offer healthcare plans