1pp/level isn't a hard rule, just a guideline. If you have trouble coming up with that kind of money as let's say a ~30+ player, there's bigger issues going on, and nobody's going to fault a level 11 player for not tipping exactly 11pp.
If you can't or don't want to tip that much, just ask whether there's a favor you can do in return. Perhaps the DaP druid has an alt in need of a quest item which drops in a place you like to camp. Or maybe you're a rogue and he's got a corpse which needs to be retrieved. By immediately taking the antagonistic stance of refusing to pay for a 'simple' service or paying less than the generally accepted rate you are not only cheating yourself out of prompt service in the future, but you are also cheating yourself out of meaningful social interaction with other p99 players.
P99 isn't a game with a million players where what you do doesn't have consequences down the line, good or bad. Be the best person you can be and you will be rewarded, be a bad person (even when it seemingly doesn't matter) and you will miss out on some future opportunities at some future point without even knowing about it.
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