I've done Jboots MQ 30+ times and never had it go wrong - I wouldn't be concerned about it going wrong personally. I can't speak for other sellers but I also only collect payment after it's successful.
A 20ish wizard can't do OoT (also you can't take out the AC in SRo which is a lower level), but if you have the cash it's worth investing a Jboots MQ. It will help you quad easier which means you'll level easier, and eventually be able to hunt the AC yourself and return the investment (just get a flux staff to be able to engage quickly)
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