Alot of bad info in here, especially about CHA.
It was proven through tests (although late in the game, amazingly) that Dex does not affect missed notes, CHA does. This was not figured out till well into the game when bards started getting really high CHA. Tests were run with and without gear and it was proved beyond a doubt that CHA lowers missed note frequency. The post and test were posted on the Concert Hall.
So as far as the debate about STA vs CHA, its a personal choice. You will get 4 HP per STA at lvl 60 so you cant basically count how many HP you'll give up by going with CHA instead.
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