Depends on what you want to farm.
Enchanters are the best solo class overall due to their vast utility and relatively cheap cost. You just need to spend cash on a few big spells and you are good to go with cheap CHA, INT, and HP gear. As you point out, however, they will be a higher stress class overall.
Shamans can solo things that Enchanters cannot due to their ability to tank extremely well. But they are quite expensive to play. Torpor alone will cost you around 80k. Overall Shamans are probably the second best solo class if they have all of their spells at level 60.
Necros can solo naked, and don't have many expensive spells. But they are more limited in terms of which zones they really shine. These are undead zones, or zones with good undead monsters to charm. They can still do well in non undead zones, but they won't be able to do a lot of the high end content that Enchanters or Shamans can do.
Necromancer is the safest bet if you want to play a character that is cheap to build, easy to play, and relatively low stress due to Feign Death and Harmshield. They can certainly farm well enough to finance another toon.
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