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Old 01-21-2021, 07:51 PM
Zipity Zipity is offline
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Join Date: Apr 2018
Posts: 787
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Quote:
Originally Posted by Kaveh [You must be logged in to view images. Log in or Register.]
No they don’t buddy

VTSAX and FZROX have 6%ish in AAPL and that’s their largest holding

You are gambling and not investing. That isn’t smart. You might end up getting lucky, and I hope you do, but your desire to get rich quick is more likely to get you and others burned than to be a safe investment
That’s cute that you think funds with 20% yoy are top earners, our conversation just ended. If I wanted super steady income that’s less aggressive I’d be investing in FSCSX which as a fund has averaged over 16% annual returns since 1985 the highest of all mutual funds long term of 20+ years. Guess what 25% of it’s entire portfolio is one stock - Microsoft.

Look at BPTRX a fund that’s returns 1, 2 and 5 absolutely crush your recommendations:
1 yr - 125%+
2 yr - 250%+
5 yr - ~500%

Oh guess what that fund, 90% of its holdings are NINE stocks. Diversification is the Stone Age of investing and worked back in the 80s, these days getting rich, REALLY rich involved picking top top tier companies and investing heavily in those few and not spreading your money out. If you don’t believe me look at these funds above where people who are much wealthier than you or I trust these fund managers with Billions of dollars and they outperform.
Last edited by Zipity; 01-21-2021 at 08:00 PM..