[Patriam1066]

I have a question for you gays. I’ve always thoufh social security is extremely inefficient. If $45,000 was put into a tax free account by the US government and invested in the stock market, extremely conservatively it would be worth $1 mil by 65. This is, by orders of magnitude, cheaper than social security, and its more egalitarian. It would be disbursed annually (tax free) such that it should last until 90. Individuals would be allowed to contribute more (Roth IRA limits) of their own money. Upon death, $75,000 would be recouped by the government to pay for initial investment (at 2% inflation rates it would pay for itself), and the person could pass the money on to their children after the $75,000 “tax.” This would also help to infuse money into communities that have been hit by hereditary poverty and job loss

Limitations: 65 years to matriculate during which time we stil have to pay for social security. Also, I imagine wealthier people would be mad about receiving the same benefits as poorer people. I personally don’t care about that, as most wealthy people have IRAs and 401ks and brokerage accounts more than making up for that

THOUGHTS? Oh, to receive this, a child must be baptized in a main stream form of Christianity and attend church every Sunday and Wednesday for life. Acknowledging a foreign God is grohnd’s for dismissal from Providence, which the program would be named