Split should be off when grouped because it splits coin unfairly. It doesn't break the coin into smaller denominations. Rather, it goes in order of PP > GP > SP > CP. So if there's 4 of you and a mob drops 3pp, 8gp, 14 sp, 0cp the looter will get 3pp 2gp 4sp, and the rest each get 2gp 3sp (just an example - my math could be wrong).
-Mcoy
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