Loramin has made the argument before that the XP penalty is more relevant than people give it credit for. Depending on how much you play, this can very much be the case.
Until level 60, I'm extremely skeptical that a Iksar necro compares to a non-Iksar because you're one level higher on the non-Iksar and the large regen difference hasn't kicked in yet. An extra level is a much larger benefit than the increased regen. You're going to need to consider what percent of the total time you're going to play this character is going to be spent at 60 vs. below 60.
I took over 2 years to hit 60 on Jayya, and the percentage of playtime at 60 vs. below 60 for her is something like 1 to 20 right now. She's not a necromancer, but if she had had the option to be Iksar it would have been a terrible choice since she would still be level 58.
On the flip side, if you're going to hit 60 in two months and actively raid for years, fair enough. XP penalty is not terribly relevant in that case.
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