Classes that require little to no gear have the largest gains from adding gear to them.
Such as Mage/Necro, they can already do content naked. Any additions give them that much more pooled resource to work with.
Classes that benefit the least are highly gear dependent classes.
Warrior/Monk (just as examples), due to them always being in a gear progression. 5k today is not equal to 5k tomorrow on these classes. It's more like 5k today, 15k tomorrow.
My honest opinion on what to do with that 2k plat,.. Bonechips to 10, crushbone belts/greater lightstones to 15-16. Use the rest of the plat on the best weapon you can get. (presuming it's a melee alt) Otherwise save the plat for spells.
Levels are more important that gear below level 60.
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