"Cheating protection" is a ridiculous excuse for rolling everything, and you will find that most people who are very afraid of someone cheating them is due to the fact that they themselves regularly cheat other people.
It's the same thing as guys who go around yelling as loudly as possible that they are NOT gay are actually just advertising the fact that they're gayer than a 3 dollar bill. People who ALWAYS demand protection against someone cheating them are almost always cheats.
Shakespeare said "the lady doth protest too much, methinks." Not like this is an unknown mechanism.
Lastly if someone joins a group that I'm running and says they want to roll for everything to protect themselves against me and the other people in my group cheating them, it's target, /boot. Bye, was not nice to meet you and they go on the not friends list where they'll never group with me again. People who do manage to cheat in my group, same thing, except they go on the list of people where if I was the only person in the universe who could help them, I wouldn't move a muscle. And I have a long memory, so people only get one chance to cheat.
In the end I don't let it bother me, the primary thing I feel about someone cheating my group is embarrassment for them that they're perfectly happy cheating and having the world know it.
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