Also, your math might be sound (not factoring for the stack vs 1 chip thing) but I'd never look at it like that. There have been plenty of times where I've been doing something in a dungeon and figured out too late that I've been clumsy and not stocked up on chips. My pet dies, I go to summon a new one and... doh. In that case it's worth a lot to me to be able to just summon a few chips on the fly and keep going rather than having to gate out get port to WC etc etc
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