Okay sweet. PS - if you are okay with killing guards/ruining faction on your monk, HHK has been great for exp *and* plat as an untwinked ninja.
Basically saved up enough plat from lvls 30-32 to finally buy my first haste item (SCHW). Nagoya also hooked me up with a nice tip after I helped him bank.
In terms of banking w/ ruined your faction in HHK, you can flop your way down to the bank and then FD right in front of the banker pretty reliably (I've done it quite a bit). If you have any evil buddies that can't FD, I've literally pulled the banker upstairs and away from guards (banker is lvl 25 and doesn't hit too hard) so that they can do their business while the banker punches me.
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