You get more out of the HP in non raid scenarios.
In raid scenarios the lodi is better for the MR and AC.
It's really close though.. Is the chance to resist a spell or take slightly less dmg from a physical hit going to out weigh an extra 75 hp of buffer. debatable. Unless that spell is fear in which case resisting it could be the difference between a wipe or success.
Back slot items in velious are lacking compared to other slots.
I think there is a cap of sorts on worn AC which was raised with velious. So that may factor into the choice too. May want to add up what you currently have to see if the extra 13 AC even is applicable.
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