It is always going to be harder and take longer to level a melee toon as your first character on P99. I leveled a necro to 60 and farmed enough plat to deck out a monk with fungi etc. and it probably took me less time to get both toons to 60 than if I had tried to slug through gearing and get the monk 60 first.
That being said, many people have more fun playing with level appropriate gear (ex. Auld Lang Syne). This game is a giant sandbox and there is no one correct path, just have fun and enjoy playing the game in your own way.
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