For the sake of balancing and keeping risk/reward in mind, let's take away spells from casters when they die, the spell book is on the corpse. And you can only bind in the same places melee's can bind. You can store a backup spell book in the bank, but you would have to buy second copies of the spells you want on your backup just like melees put a backup weapon/armor in the bank. Yes, I'm being sarcastic, but some of you like punishment, might as well make it fair and balanced.
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