Also to note, Iksar monks have 0 issues banking, you simply FD bank out of LOS in any city. Also vendoring is easy, just sneak behind a vendor and sell/buy. Can also wine faction in Neriak.
I've had 0 issues doing anything on my monk as an iksar compared to human. Only slightly noticeable thing is XP penalty, which the regen/ac easily cancels out imo.
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