I appreciate the gesture. Alas I have a druid and cleric.
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My point is just that it's hard to legitimately buy items starting out, few are for sale, and thus, I can see why plat farming becomes a thing as people focus on money above pretty much all else.
I'm actually doing just fine on my second character, a level 9 druid, equipment wise, because I just focused on killing stuff that got me sellable items like bone chips and HQ pelts.
But my poor level 19 cleric is still wearing rags and I can barely afford spells, because I didn't have that focus on money from the start, and actually sought to group with people and stuff.