Pally is a pretty rough class to play without decent gear and gear takes some money. I think bone chips and spiderling silks sell for about 1pp per item so about 20pp a stack. A great place to farm them is actually Butcherblock outside Kaladim. In regards to banded armor, I think it costs about 1pp per AC point. You'd probably have enough if you had 100pp. The rarest classes seem to be wizard, pally, and ranger but that is just from anecdotal experience. Ultimately, play what makes you happiest the most. If you want to group, I would stay in Faydwer because that is where the highest population seems to be. Good luck!
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Ion Blaze
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