All accounts with a character (even one) wearing a guild tag for the raid suspended guild should be automatically suspended from the game for the duration of the raid suspension - active/inactive/present/absent notwithstanding.
When every account from a guild has to suffer a complete p99 time out while under raid suspension- you can bet people will star policing their behavior more aggressively. I bet guilds would also actually dial back on the lawyerquest petitions as they could very well get their own guild suspended under the "crying wolf" clause.
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