If you roll a Dark Elf Agnostic magician, you can actually get the mail quest at the zone exit in Nektulos for Commons, walk into North Freeport without being killed by the guards, and deliver it for the coin. The paladin / cleric / caster guilds are off limits to you, but much of freeport is still good to go.
If you do the Janam and Rebby note passing quests about 18 times, you'll be able to buy / sell from the vendors and use the North Freeport bank too.
Magicians have Invis so they can more or less go where they want. Using Invis and clever angles of walls / windows, you can bank in Felwithe and Kelethin. Dark Elf Magicians are fine in the Qeynos sewer evil trainer area for clerics / necros / shadowknights, and you can bank / sell there too.
The amount of faction work necessary to do fun things like walk into Firiona Vie without being slaughtered is not nearly as lengthy a chore as what Iksar or Innoruuk worshiping DE's would face. So... yeah. I'd say, go for it.
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