There's no total max on skill points. Each skill can go up independently to their max values. However that max value can vary. For example as a Necro I can only raise my dodge to 75 whereas meelee classes can go higher. But no its not like UO (I always hated that about UO).
As for class for a new player - if you don't like caster classes maybe try a monk or warrior. What I think is great about Eq is that all classes are viable. There's no bad choice, just what appeals to you. Maybe if you describe the kind of play experience you want or what you like or don't like about classes in other games people can give you better advice.
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