[Lifebar]

I made most of my money just by leveling in normal groups where there was semi-ok vendor trash and occasional greed roll tunnel sellables. That being said, It was not particularly expensive to end up WIS-capped and focusing on +mana gear.

I still had 1 or 2 cloth pieces on into my early 50's and it did not make a noticeable difference in xp groups. It was usually pretty easy finding a group as well.