There are a few levelling guilds out there. You can get by playing a shaman without a lot of funding. Some of the high end shaman things (epic, torpor, a few dots, etc.) can be expensive if you buy them. That is a long ways off and shouldn't deter you.
Playing a shaman can be rough at first, but it gets much easier starting at 24 and again at 34. Group up and make friends. People love shaman...
As for banking, that's not so bad.
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