Sta and perhaps a bit of strength if you wanna be able to carry anything at all while wearing armor. Those 5 points in str over sta won't make you wanna reroll once you hit 60 come kunark, but will make your life getting there all the more easy.
As for gear, I'd say go for HP/AC and if anything, try dex over str whilst using proccing weapons? I find the melee output on my bard to be quite useless. Try getting an ice crystal staff early on, you'll love it.
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