Honestly? You can wear bronze easily into your 40s.
Small fine steel has more AC and is lighter. Deepwater is an obvious step up, but for not much more you can buy pieces of crustacean armor from Cobalt Scar.
Before you buy any more visible armor, I'd start saving up 500p for 2 5ac 55hp rings. They are cheap for the quality and are good enough to wear all the way up to 60.
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