I played a dark elf necro on live some years ago. He's even worse than the erudite in terms of having 10 less Int. I didn't understand what I was giving up until it was too late to reasonable reroll. Especially until 49, I didn't feel like the lich line hurt all that much.
On 99, I rolled iksar for my necromancer and I really have come to appreciate it. Early in the game I stuck to gypsies (and would buy and resell items to convert coins). I could bank by FDing near bankers after 16 and used harmshield to help mitigate failures. Eventually, with call of bones and the wine quest, I fixed faction in parts of neriak and can function there just fine--I still round around invis and can't train there I'd imagine, but at least I can use the bankers and merchants and the guards like me from my days of butchering a generation of halflings.
I'd definitely go iskar again after playing both.
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