[dafier]

I went the cheaper route. (granted some of the items were gifted to me)

-Hardened Velium War Lance
-Sword of Mourning
-Walrusbone Shield
-Full Ry'gorr set (Replaced BP with Phase Spider Carapace)
-J-Boots
-AC+HP rings (replaced one ring with the Ring that drops from the wedding on the 5th floor of ToFS).
-Random other decent armor.

I spent 12k on Phase Spider Carapace and Jboots. I spent 1.1k on a full set of Ry'Gorr (2 bracers included). And a random small amount (not even 1k) of PP on other items. All in all I may have put 14k in to my Pally. Again, I was gifted a few things that would have put me more around the 17 - 19k mark. And, I farmed a few things to save money.

Good luck though. 30k seems like a decent amount to twink a char out nice (without Fungi and haste item).