the real risk with MQ is if the person selling the MQ accidentally finishes the quest with his hand in (due to mob having some quest bit in his inventory already).
typically, if this happens, it is by common practice on p99 that the seller reimburses the buyer.
MQing has always been very risky during live era. it is surprisingly stable here. i've never sold or bought one of these botched MQ attempts on p99 and i've probably done a couple hundred over the last few years...only heard other people's stories. Many of which were probably caused by their own human error (handing in wrong item, being hidden, etc.).
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