Always have them link you the item they claim to have. And be ready to possibly be scammed, it's not always sunshine and rainbows with folks. You basically pay how the other person and you agree to it, there is no set method. If you want the item so bad you're willing to pay 100% up front then there you go, or you can offer them half up front to split the risk. Be mindful of names, level, guild tags and have /log on
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