It does affect lower level monks, but it's not worth worrying about until higher level. You need plat so loot all you can and wear whatever upgrades you can get.
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Green
Tofusin - Monk <Force of Will>
Manowarr - Druid
Blue
Tofusin - 60 Monk <BDA>
Shiroe - 60 Enchanter
Manowarr - 60 Druid
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