Pure mana and HP is much better at lower levels than returns from STA and INT. For example a better (and cheaper) pair of gloves for a nub is the Dusty Bloodstained Gloves instead of the Impskin. I would also get a pair of Silversilk Leggings rather than spending money on Loam Pants because of pure HP. Gatorscale Sleeves are a good choice because of the pure HP. For bracelets you can buy cheap jewelcrafted HP/Mana ones, Golden Jaded Bracelets. A pair of HP rings is also an excellent idea for a nub toon, probably the best way to spend your money.
Also, if you're going to save up for something and you're not going to powerlevel your nub Wiz, get a Solist's Icy Wand. Its a great item until up into your 30s. They have crashed in price because everybody powerlevels these days. I've seen them sell for as low as 1500 plat, which is attainable even for a nub.
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