I may have had the same problem as you are experiencing. When I logged in I could not see terrain. I could see sky and other character's names that was all.
I finally found that Windows 8.1 was not recognizing my Nvidia video card It was using a basic Windows card instead. After getting Windows 8.1 to recognize Nvidia I was able to see graphics normally. Halleluiah!. It took some doing.
If you recently upgraded Windows, or changed IP addresses, check to see what video card you are running.
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