I THINK as a monk you can probably bank in NFP with wolf form? I am not 100%, might wanna ask other iksars. Or fd bank but it's dangerous. It's not too bad to bank in cabalis either just gotta take Oasis raft to firepot island. You will definitely get more exp in FoB/Kurn's tower till your very early 20s.. but.. you wont build faction or make as much pp or get as much drops. So it is a tradeoff if you wanna head to FP right away.
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