My generalized recommendation...
Spend 1 point in all skills to they are at least 1. This bypasses the very low chance of skill up from 0, makes it so you can get skill ups on anything you might want/end up trying to do from quests or what not with out having to specifically go back to a trainer.
This will still leave you a significant and huge amount of skill points left.
From there invest those points only in skills that will cost you $ to increase. Tradeskills primarily. Remember you only have a limited number of points you can spend on any specific skill before you have to pay to use another, and then those are capped in how far you can raise them in this manner.
Krey
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