[Curmudgen]

I have searched and found nothing about this. I did not play eq until velious opened.

Is the banker always supposed to be SOMETIMES there and sometimes not??

I have sat at that spot for 30 min, clicking on different things, trying to figure out how to get him to spawn.

what is the deal with that guy? I take a big risk getting ganked by npc's that dont like me by using the above ground bank.