[Lagaidh]

Only twice:

1) Live - L15 paladin or so. I'd been solo farming dervs in SRO: a painfully slow process and rough to break a camp full of casters. I was farming bronze weaps and such for cash to buy the components for a STR / DEX ring? Emerald ring? Can't remember. Anyway, I'd saved the 60 or so plat for the gem and bars. I auctioned for a jeweler and some fellow says he can do the combine. I hand him my materials and am greeted with: "Soandso tells you, 'Well, you have just been scammed, haha!"

2) I sold my RMB to a merchant (swapped out CHA gear). They were a good 1200p at the time and that HURT! The vendor had enough items that it didn't show up in the list and I didn't know about buying the trash to get other items to show.