I've only ever played evil races. Personally I just think Dark Elves are cool and you should pick whatever race you think is the coolest for your class because that's the char you're going to be playing for a long time.
As far as banking, selling, etc goes I've never had a problem with it. It is inconvenient at times but there are plenty of evil cities and other merchants everywhere. If you play an evil class that gets invis it's no big deal at all.
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