Worrying about price of lvl 60 Spells seems silly. Sure torpor is expensive but it's more valuable than any item in the game in terms of utility. Plus if you join a raid guild you will get a copy just doing normal things and attending raids. Dragons drop 60 spells. That or man up and try to do crypt/emp groups and jugg groups in high 50s.
Racial abilities are useful but don't put too much stock in them. I personally would roll ogre, but you can make a case for troll/iksar. Pick a race that appeals to you for lore or style reasons and you will still e fine.
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