Save IMO.
At that level you can start root rotting so gear is less important. And over the horizon you have a few expensive purchases to make.
Regen BP - 15k for Rubi (3), 20-25k for Ikky (5), 100k for Fungi (15)
Torpor - 100-160k?
JBB - 30k?
Maybe Epic for 30-55k?
If I were you I'd save towards a regen BP. I think saving for Ikky is best bet and then selling it when you are nearing enough for a fungi. And work on epic faction / a guild to do Fear.
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