Quote:
Originally Posted by Maddox
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US Healthcare System: In the last 6 years I have had three kids that cost about $500 each for everything from conception to home from hospital. My wife has had gall bladder removed with a few days notice and after a 4 day stay in the hospital. I paid $200. She also had wisdom teeth taken out which cost $150 and had no real wait time other than our schedule.
The doctors were overall excellent, the facilities were good, no real wait times, and was generally easy access to health services.
All-in with costs and insurance premiums, I've paid $12K over 6 years ($2K / year for those mathematically challenged). Reasonable costs to the consumer for good access and care. Welcome to the reality of 85%+ of Americans with insurance. Not sure the numbers but there are quite a few of the remaining <15% that are covered by government subsidies before Obamacare and have/had access to preventative care and nobody was turned away for emergency care.
Health care could certainly use reform and cost controls (Tort reform!) but lets not pretend we are living in Somalia. Cost of care is one thing, but pretending that US health care system sucks is just ignorant.
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How much of your premium is being paid for by your employer?
My employer pays nearly 500/month for my insurance which would hit your 12k mark in 2 years.
You're saying you're paying 166 a month to cover yourself and your wife and have laughably low out of pocket expenses.
Either your employer is paying 90% or your insurance premiums or you're full of shit.