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Old 11-26-2013, 02:08 PM
mefdinkins mefdinkins is offline
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Join Date: Feb 2012
Posts: 759
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I just want to mention the concept of 'moral hazard.' It's an economic theory that a party will take additional risks if the costs of the risk will not be felt by the party taking the risk.

Many people attribute the economic meltdown that started ~2008 to 'moral hazard. Banks were more willing to make risky economic investments because they knew the government would bail them out if their high risk investments failed.

It's concerning to me when high end guilds respond to someone who has been scammed on an MQ by giving them the MQ. Let's say down the line someone sees a "ESTABLISHED GUILD" tagged applicant selling a necro epic for 200k and they figure "hey if I get scammed "ESTABLISHED GUILD" will just MQ me my epic." It creates a situation where a lot of people are willing to take unnecessary MQ risks and the costs only falls on the 'established guilds.' There should be some level of personal responsibility while trying to get an MQ done.

I do not mean to comment on guild affairs or interfere with anyone's personal business, I do not have enough information to make any comment about the situation these parties are in, but I just wanted to mention something I found relevant.