Yeah, but again, not all that easy, the vast majority of SK stuff doesn't offer AGI alas. As to that 41% belt, same story, better not take for granted. We killed Spiroc countless times now and I have yet to see one drop..
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It's doable but saving those 5 points at char creation is not comparable to the potential headaches when missing 5 AGI on gear, or having to throw away a good piece for an AGI one...