You can bank through walls. In places like Overthere, you can just run up to the wall and click on the banker from the outside. That way you don't have to deal with KOS mobs on the inside. I suppose this probably works for people in places like NFP too?
Although this was nerfed with the rogue sneak/hide patch and most people didn't know about it, bards could sneak exactly the same way rogues used to be able to. You had to play invis song, click off buff, then get a successful sneak and hide prior to invis buff coming back from song. If it worked, you could walk around invisible to everything except mobs that saw through hide like fire giants. To be even crazier...if you played your lull song while successfully hidden, you could invis pull mobs easily as a bard...you just had to wait until a critical resist.
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