Quote:
Originally Posted by Millburn
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I don't know about you guys but I'm fucking STOKED for this shit.
I've had type 1 diabetes for 24 years now and the shit it's done to my savings account is ridiculous. I have to maintain health insurance even if it doesn't do anything for me so that I can keep a certificate of credible insurability which would guarantee that going forward I wouldn't be denied coverage due to my pre-existing condition. Most (read: 99%) of plans don't cover anything that I need and the ones that do are split between both prescription insurance and health insurance due to diabetic supplies being a medical supply and insulin being a medication. So that's two things that sap my income without providing any benefit.
All in all my monthly expenses are about $300 for insulin, $100 for strips, $75 for syringes and pen needles. That's almost $500 a month and that's the BARE necessity of what I need. That is essentially a second apartment lease and that's just to survive.
The affordable care act is pretty much a dream come true if I understand it correctly.
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As happy as I am for you, I'm pissed that other people will now be paying for you. That's what the individual mandate is for. They may spin it to sound otherwise, but that's what it is. The insurance companies want to keep their profits, and in order to pay for preexisting conditions and maintain a profit they need young, healthy people to pay. Young, healthy people are forced to buy lousy insurance with ridiculously high deductibles in order to pay for people who cost the insurance companies too much.
Your costs are forced on others. Great system huh.
Without the individual mandate this whole law would fail.
I'm also pissed that big corporations and even Congress got themselves exemptions because it's too expensive for them, yet the average working guy who will see his monthly expenditures increase significantly can't get an exemption. You know it's bad when there's members of Congress fighting to get Congress
not to exempt itself.