Heres a copy and paste of it. To me its just so obvious that its common sense and how it should work, but i guess you need it to put it in writing for people like you:
In guild groups, it is need before greed, especially for newer, under geared players. There are certain circumstances where need before greed doesn't apply (below).
In guild groups, if you've made a prior agreement with the rest of your group members about how loot should work for that particular group, those rules apply.
In the case of very valuable items, if you've already received one in the past and then sold it to try and get another one (and can say "I still need that item" on a technicality), you will pass until newer players in the group who have never received that item (and need it) get it (unless the sub-clause of 7A was agreed upon at some earlier point, in which case those rules apply). This is essentially an anti-greed, you-should-be-helping-out-your-guildies-instead-of-being-a-loot-whore sort of sub-clause that should be followed diligently.
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